The Child Support Obligation Table does not include the cost of Health Insurance premiums. Therefore, the additional expense for the child’s
Health Insurance premium is to be included in the calculations. The amount that is, or will be paid by either parent or the nonparent custodian, for Health Insurance premiums for the child in the case before the court shall be included in the worksheet.
If not being paid at the time of the hearing, proof of what those actual costs will be must be presented to the court before the court includes such payment in its determination. Health Insurance premium costs paid by a nonparent custodian are to be considered when determining the amount of this expense. (While the nonparent custodian’s expenses are figured in on Schedule D, the nonparent custodian is neither responsible nor will be ordered to pay child support.) Health care coverage through Medicaid, the PeachCare for Kids Program, or other public health care program will satisfy the requirement for health care coverage. If there is a premium associated with these programs, include that premium on Schedule D. Health care coverage through Medicaid, the PeachCare for Kids Program, or other public
health care program will not prevent a court from ordering either or both parents to obtain other or additional Health Insurance.
When a child for whom support is being determined is covered by a family policy, only the health insurance premium actually attributable to that child is to be included.
Here is an example:
The cost for just the father is $150/month and the cost for three children is $150/month, totaling $300/month. The $150/month “family” portion of the premium covers just the three children, one of which is a qualified child and not a child of the case before the court. Divide the sum of $150/month, which does not include father, by three total children, and then multiply that sum by the two children in the case before the court. The calculations will look like this: $150/month divided by three = $50/month per child, and then multiplied by two children = $100/Month. The sum of $100 will be entered on Schedule D under father’s column.
If information regarding the premium amount attributable to the child is not available, then a simple calculation can be made to determine the amount. Divide the total amount of the insurance premium by the total number of persons covered by the insurance policy. Multiply the resulting amount by the number of children covered by the insurance policy that are included in the case before the court. Enter that sum on Schedule D under the column of the parent or nonparent custodian who pays the premium.
Payments made by a parent’s employer for Health Insurance that are not deducted from the parent’s wages cannot be included in this calculation.